Collision Damage Waiver (CDW) in Ireland Explained
Collision Damage Waiver (CDW) If the vehicle or any of its parts or accessories are damaged
other than by theft, attempted theft or vandalism, while on rental, CDW limits you liability to
the amount of the non-waivable excess, if any, which applies in each country provided that you
have complied with all the terms of the Rental Agreement. CDW does not cover any damage caused
as a result of theft, attempted theft or vandalism.
If you choose to decline CDW while in Ireland, you will be responsible for the full replacement value
of the car which means you're buying them a new car. This little bit of information, hidden in the fine print,
has made me re-think my current coverage and purchase insurance every year I go back. I have a nice travel
agent policy but the paperwork hassles and fear of missing my flight home are not worth the troubles for
$10 per day.
$0 Deductible Super CDW is Back in Ireland!
Years ago you could purchase Super CDW with a $0 deductible ... rip the mirror off the car, back into a stone
wall and just do whatever you wanted. Simply return the car and hop on your flight. That was a problem and people
were doing just that so they instituted a €100 deductible to cut down on the recklessness.
I'm happy to announce you can prepay your Super CDW when you pay for the car and still get the €0 deductible!
Look at your quote -- we price out Basic CDW but give the price and option for Super CDW at the same time.
But I Have Car Insurance!
Your car insurance here in the U.S. won't cover you while traveling abroad, with the exception of Canada and
sometimes a portion of Mexico, therefore you must purchase insurance in Ireland to ensure you're covered. Remember
Murphy's Law?
CDW is Non-Refunable in Ireland
This is a strange statement, right? Not if you have a rental car accident
in Ireland where you must return the car and repurchase the CDW insurance.
MasterCard Drops CDW Coverage in Ireland Sept 2006
The rumor-mill has been that MasterCard was dropping their CDW coverage in Ireland and it turns out ... to be true!
Here is the response from MasterCard...
Thank you for your inquiry to MasterCard Worldwide.
Effective September 1, 2006, US consumer cardholders no longer have core
CDW coverage in Ireland, Israel, or Jamaica. We will cover any rentals
initiated prior to September 1, but rentals initiated on or after September
1 will not be honored.
Best regards,
MasterCard Worldwide
Customer Service Center
Fast CDW Facts
Basic CDW
This is what you can purchase from us here at home. There is a €1000 deductible for this basic
policy. CDW does not cover theft, attempted theft, vandalism, tires, windshields, lost keys or
incorrect fuel.
Super CDW
Super CDW is available at check-in and provides the same basic coverage but reduces your
deductible to €0.
Theft Protection
This policy is available upon check-in to protect against theft.
Additional Driver
You may add an additional driver to your rental when you check-in for the car. Rates are
approximately €6-7 per additional driver, per day. If a non-authorized driver causes an accident,
all CDW is null and void.
Windshield/Tire Protection
No, I'm not making this up and if you go off the beaten path you'll realize the need here. "Loose
chippings" can spray up from the car in front of you and chip or crack a windshield while damaged
roads can wreak havoc on tires. I usually purchase this knowing what it costs to replace a windshield.